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We’ve had a rush of calls to our advice line recently from people asking what Universal Credit (UC) means to them, so we’ve pulled together some of the key questions to help you know what you could be asked to make a claim for it and what’s different about UC compared to other benefits.you will probably have to make a claim for Universal Credit.

They may be able to offer support., like energy grants or lower tariffs.

Until then, you can continue to claim existing benefits.

If you’re already getting any of the six benefits that Universal Credit replaces, you will eventually be asked to make a claim for Universal Credit but you don’t have to do anything until you’re contacted about what to do.

If you are worried about going into debt or don’t know what to say to people you owe money to, a free debt adviser will be able to talk through things you can do.

Do this as soon as you can to avoid debts piling up.